Nice try . . .
'Tax Refund Confirmation
After the last annual calculations of your fiscal activity, we have determined that you are eligible to receive a tax refund of 468.50 GBP. Please submit the tax refund request and click here by having your tax refund sent to your bank account in due time
Please Click "Get Started" to have your tax refund sent to your bank account, your tax refund will be sent to your bank account in due time take your time to go through the bank we have on our list
Note : A refund can be delayed a variety of reasons, for example submitting invalid records or applying after deadline.
HM Revenue & Customs
There comes a point where you need to not just pull people out of the river. You need to go upstream and find out who is pushing them in.