One way to beat the credit crunch, or recession, or whatever your news source calls it, is to enter the next CheerReader quarterly competition and bag yourself €100 - while they still exist!

Entry is just €5 and the closing date is midnight on March 15th.

Maximum length is 1500 words.

Theme - anything you like, so long as it makes us laugh.

For the full list of rules and regs, visit http://cheerreader.co.uk, where you can also read the winning entries and runners-up from the first four competitions.

So, join in, get writing and have fun.

CheerReader - "wagging the funny, making you smile"

It's the fact that this outfit is still going that worries me.

When I think of all those fivers I sent off and not a whistle did I hear.